About Us

RIBA Credit Limited is a non-deposit taking micro-finance institution, registered as a Private Limited Company,incorporated in 2016 with over 20,000 clients.  Our intent is to meet an overwhelming market need of providing working capital solutions to Individuals and Small Medium Enterprises (SMEs).

We offer loans, guarantees, and insurance services. We are a credit only finance company, we do not take deposits to finance our lending.

Our Vision   Riba Finance

To be a financial service provider of choice that helps people  achieve their ambitions in the right way.

Our Mission   Riba Finance

To offer world class financial solutions for social and economic empowerment.

Our Core Values


We Respect everyone and value their work and contribution they make.


We act fairly, openly and ethically in whatever we do.


Our skills and energy are resources  used to deliver sustainable results.


We make it happen.


We are passionate about leaving people better than we found them.

Why Choose Riba Credit


Loans Approved


Satisfied customers


SMEs Facilitated


Trust Rate

Find a solution that meets your Financial Needs.